If you opt for debt consolidation, you are choosing a debt resolution that doesn’t offer a lot of support in the form of counseling or advisement. Debt consolidation involves taking a loan from a bank, and once that loan is taken out, there really isn’t anyone to assist you from that point on. You are left on your own to pay back the loan over the next ten or twenty years. If you are seeking financial advisement or debt counseling, debt consolidation might not be the best fit for you.
Because there is not much counseling or advisement in the process of debt consolidation, it is necessary that you, as the debtor, are completely informed of the advantages and disadvantages of taking out a debt consolidation loan. During debt consolidation, unsecured debt is converted to secured debt. In order to obtain a debt consolidation loan, one must offer up a form of collateral. This usually means that debtors who aren’t homeowners will not qualify. Because the debt consolidation loan is secured by the collateral, the lending institution has the right to take away your property if you fail to make payments. Many debtors jump into debt consolidation without realizing the serious financial commitment that they are making.
Where debt consolidation only combines your debt, debt settlement actually eliminates it. If you have been considering debt settlement because you have a lot of unsecured debt, or have been remiss in making the monthly payments, then you are eligible for debt settlement. Once you enroll in our debt settlement program, your personal debt settlement coach will devise a budget for you to follow throughout the duration of the program. Your debt help coach will contact your creditors and negotiate with them. The result of the negotiations is a lump sum payoff of your debts, for no upfront fees until your debt is settled. Your debt settlement coach will be with you every step of the way, and can answer any questions that you may have. With debt settlement you aren’t left to wrestle with your debt on your own. A debt industry professional handles your debt and offers crucial advisement during the debt resolution process.
Debt consolidation is a great choice for those who seek to reorganize their debt. But if you are seeking a more guided approach, with counseling from financial professionals, than debt settlement is a better fit. Your debt settlement coach relieves you of all communication with your creditors. They will also aid you with your budget and money management. The best part about debt settlement is that it enables you to become debt free. Please take a moment to fill out our free, no obligation debt settlement form, so you can become debt free in 12 to 36 months.
Premier Debt Help is one of the only Debt Settlement companies that offers a full 100% money back guarantee. Call 877-235-3878 today to get the facts about our guarantee and how it was designed for your protection.
Get Started Now!With Premier Financial Debt help working on your side, you pay no fees whatsoever until your debts are completely settled! We do not get paid one single cent until you see results! It's that simple.
Get Started Now!Get a 100% free consultation to discuss your current situation. A free consultation with a debt settlement specialist takes less than 10 minutes. Call 877-235-3878 today. Let a certified specialist help you make an informed educated decision.
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Disclaimer: All of our settlement estimates of about 50% are expamples of our prior performance. Individual results may vary. Factors that contribute to this will include completion of program, creditor cooperation and clients, willingness and abilitiy to set aside funds. Premier Debt Help is it a law firm and does not provide legal advice. Program not available in all states. Creditors have no obligation to accept settlement offers from Premier Debt Help or any other debt settlement company. Please review and understand all contract terms and program materials before enrolling.
