If you are looking for debt solutions, it is likely that you have come across Consumer Credit Counseling Services, or CCCS. CCCS is comprised of multiple agencies offering services so you can get debt help. There are thousands of these agencies located throughout all fifty states. CCCS agencies are usually backed by a credit card company, a fact that makes most consumers suspect whether they really act in the debtor’s interest. These agencies can be non-profit or for profit, and you can expect to pay a monthly fee or a one-time lump fee for their debt relief services.

Consumer Credit Counseling offers debt help, but they don’t necessarily tell you how you can get out of debt. Essentially what they try to provide is short term relief. If you have hit a rough patch and need a break or some leeway, a CCCS company may provide you with exactly what you need. Consumer Credit Counseling Services are usually able to obtain you a lower interest rate and a lower monthly payment for a specified, and often short, length of time. Beware that this short term fix could add years to the life of your loan. The best type of debt relief is the kind that helps you get out of debt. CCCS companies offer debt relief, but it doesn’t help you to eliminate debt. Premier Financial Debt help offers free debt relief and can help you get out of debt, making it a much better choice for debt help than Consumer Credit Counseling. Our credit card debt settlement programs offer debt help with one low monthly payment, and a plan to get you out of debt in 12 to 36 months. For more information on how you can get out of debt, please fill out our no obligation debt settlement form.

People who are harboring a large amount of credit card debt or other unsecured debts are often tempted to contact Consumer Credit Counseling Services for debt relief. But CCCS agencies don’t offer the best help for your debt. Our debt settlement program help you get credit card debt relief completely in the course of 12 to 36 months, while offering immediate debt relief. If you are struggling to make your payments and have $5000 or more in credit card debt, you are eligible to participate in our debt settlement program.

After enrolling in our debt settlement program, your personal debt settlement coach will evaluate your financial circumstances and create a budget for you to follow. Our debt expert will represent you in communication with your creditors, and negotiate with them to get you the debt help that you need. While CCCS agencies waste time proposing lower interest rates, our debt settlement specialists work to completely pay off your debt for less than you owe. This process continues until all of your debts have been settled.

Free debt relief and help to get out of debt are just a few of the advantages of choosing debt reduction over Consumer Credit Counseling Services. If you just want short term relief, a CCCS company can help you. But if you are looking to get out of debt, our debt settlement program can help. Please take a moment to fill out our free, no obligation debt settlement form, so you can get free debt relief and eliminate debt.

List of States where we offer debt settlement

• Alaska AK

  Arkansas AR

  Alabama AL

  Arizona AZ

  California CA

  Connecticut CT

  Delaware DE

  District of Columbia DC

  Florida FL

  Idaho ID

  Illinois IL

  Indiana IN

  Iowa IA

  Kansas KS

  Kentucky KY

• Maine ME

  Maryland MD

  Massachusetts MA

  Michigan MI

  Minnesota MN

  Mississippi MS

  Missouri MO

  Montana MT

  Nebraska NE

  New Hampshire NH

  New Jersey NJ

  New Mexico NM

  Nevada NV

  New York NY

  North Dakota ND

• Ohio OH

  Oklahoma OK

  Oregon OR

  Pennsylvania PA

  Rhode Island RI

  South Dakota SD

  Tennessee TN

  Texas TX

  Utah UT

  Vermont VT

  Virginia VA

  Washington WA

  West Virginia WV

  Wisconsin WI

  Wyoming WY